How We Use Account And Wallet Details
We collect the details needed to create and protect your hksiang account, including contact information, phone verification results, login records and device details. When you use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account, we may keep payment references and status records so we
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can match an account action with the correct cashier event; we do not need your wallet password for that purpose. We use this data to provide access, detect unusual sign-in activity, answer support requests and meet applicable legal duties. Cookies can remember session choices and help
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us understand account access errors. Retention depends on the purpose and local requirements. Where local law permits, you can request access, correction or deletion through our support path.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.